premium

UK: ˈpriːmiəm | US: ˈpriːmiəm

Definition
  1. n. an amount to be paid for an insurance policy

  2. n. a sum added to a standard price or charge

  3. n. a high value or superiority in quality

  4. adj. of exceptional quality or greater value

Structure
pre <before>em <take>ium <noun suffix>
Etymology

Derived from Latin praemium ("reward, profit"), combining prae- (before) and emere (to take). Originally referred to "prize" or "booty taken before battle," later evolving to signify a financial reward or extra payment. The modern sense of "added value" reflects its historical association with superiority and exclusivity.

Examples
  1. Customers pay a premium for organic produce.

  2. The company offers premium services to high-tier clients.

  3. This car model comes with premium features.

  4. The insurance premium increased this year.

  5. She enjoys the premium quality of handmade chocolates.