uninsured
UK: ˌʌnɪnˈʃʊəd | US: ˌʌnɪnˈʃʊrd
adj. not covered by insurance
adj. lacking financial protection against risk or loss
The word "uninsured" combines the prefix "un-" (Old English "un-," meaning "not") with "insure" (from Latin "securus," meaning "secure," via Old French "ensurer") and the suffix "-ed" (forming adjectives). The term emerged in the 17th century alongside the concept of insurance, specifically denoting the absence of such coverage. The morphemes reflect a clear negation of protection, preserving the original spelling while conveying a modern legal/financial meaning.
Many drivers risk heavy fines if caught uninsured.
The uninsured patient struggled to afford medical treatment.
Nearly 10% of the population remains uninsured despite healthcare reforms.
Uninsured losses from the storm totaled millions.
Employers must verify workers are not uninsured under the new policy.